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Testimonials


I cannot even begin to describe how amazing Bob was in my buying a home experience. Bob went above and beyond throughout the entire process (which in my case was VERY long), and was as knowledgeable as the lawyer, mortgage broker and attorney of both sides put together. Bob always made me feel like his only client and he never gave up no matter how rough things were getting, even when I myself gave up many a times. Bob highly exceeded what his job required him to do and I just don't know where we would be without Bob having been through with us this whole time. Bob is one agent, and I've seen a few, who really CARES about his clients and will go to no extent to make sure they are happy and that all options have been looked at. Bob forms real relationships with his clients and I feel like Bob has taken care of us like a close friend. Know that if you're working with Bob, you are in the best of hands.

- Rephoel W.

The entire team at United Real Estate has contributed to the most amazing home purchase process a person could expect. They are simply a dynamic group of people with extensive interpersonal skills in addition to expertise in every facet of the business. Thanks team!

- Susan R.

Highly Recommend United Real Estate Chicago! Having worked with many real estate professionals over the years, I have been exceedingly impressed with the service I have received from United Real Estate and would never work with any other real estate agency.

- Steven J.

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FINDING A PROPERTY

ARE YOU READY TO FIND A PROPERTY?

Are you ready to get started?! Once you've determined that you are ready to purchase a home, there are few things as exciting as searching for just the right property to call your own.

Remember, shopping for a home is a process that, whenever possible, should not be rushed. Make sure that you perform adequate research on the area, neighborhoods and the homes available on the market before you buy. You should do your best to look carefully and, whenever possible, try not to let your emotions make your final decision.

VISITING OPEN HOMES

An open house can be an opportunity for you to get information about homes and the housing market. Open houses are a common real estate practice because they give an agent the opportunity to market the home and to meet prospective buyers.

Here are some questions you may want to ask:

Are you the listing agent for this house? Busy agents sometimes arrange for a colleague or assistant to conduct the open house. Don’t assume the person showing the home is knowledgeable about the house or has met the sellers.

How long has the home been on the market? Well-priced homes in good condition generally sell in a short period of time. Unless the local market is weak, you will want to know why a particular home is not selling. Are there hidden defects? Is it overpriced? Are the sellers requiring something that may seem unreasonable as a condition of the sale?

Have the sellers received any offers? If the sellers rejected offers that were too low or had contingencies or conditions, you should find out before you experience the same.

Is any furniture or fixturing being sold with the house? If you’re thinking of buying the home, there is no better time to ask whether the seller would be interested in including the patio furniture or the dining room chandelier.

Are there any special costs attached to the property? Is there a homeowner’s association that has dues or fees? Are there particular tax assessments? Are there any natural hazard issues to be aware of? Are there any hidden costs of owning the home?

How does this house compare to others on this street? The local agent may be able to speak about recent sales in the neighborhood as well as some interior ideas seen in other homes.

USING A PROPERTY CHECKLIST

When searching for a home, it’s easy to get overwhelmed with information and to forget the details of each particular home you’ve viewed - that’s why I’ve created this list to help you keep track of all the information you need to help you in this important decision.

  1. When you view a home, keep in mind this checklist:
  2. Is there enough room for both the present and the future?
  3. Are there enough bedrooms and bathrooms?
  4. Is the house structurally sound?
  5. Do the mechanical systems and appliances work?
  6. Is the yard big enough?
  7. Do you like the floor plan?
  8. Will my furniture fit in the space? Is there enough storage space? (Bring a tape measure to better answer these questions.)
  9. Does anything need to repaired or replaced? Will the seller repair or replace the items?
  10. Imagine the house in good weather and bad, and in each season. Will you be happy with it year 'round?
  11. Take your time and think carefully about each house you see. Ask your agent to point out the pros and cons of each home from a professional standpoint.
  12. There isn't a set number of houses you should see before you decide. Just be sure to communicate often with your agent about everything you're looking for. It will help focus the search.
  13. Take detailed notes, take pictures, and make a video – anything to help you remember as much as you can. (Be sure to first secure the permission of the owner before photographing or taking video, though.)
  14. If the owner or the owner’s agent is present during your viewing of the home, don’t say too much about your likes or dislikes.
  15. Which items require ongoing maintenance (paint, roof, heating and air conditioning systems, appliances, carpet)?
  16. What about the neighborhood and the quality of life it affords?
  17. Does the home’s style, features and amenities conform to the neighborhood?
  18. Are there any potential problems with the home’s electrical or mechanical systems?
  19. Does the home appear to have any structural problems?
  20. Does the home appear to have any drainage or foundation problems?

Mortgage Calculator


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Affordability Calculator


Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.

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Based on your income, a house at this price should fit comfortably within your budget. Based on your income, a house at this price may stretch your budget too thin.
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